Don't forget to factor in closing costs when considering a home sale or purchase. Jim Charpie Property Management, LLC is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 727-455-0704 if your needs include a real estate pro experienced in the business side of buying and selling.

Expected closing costs

There are certain normal expenses linked to closing the sale of a house. These expenses are often divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your transaction.

Costs pertaining to your mortgage to be paid at closing    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're purchasing real estate in Polk County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not astonished when you reach closing time. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates in question.

Jim Charpie Property Management, LLC 5337 N SOCRUM LOOP RD #436 LAKELAND, FL 33809
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